The Punjab government launched a new scheme, termed the “Crop Residue Management (CRM) Loan Scheme 2025“,to fight stubble burning. This scheme commenced on 11th September 2025. Under this scheme, the government aims to empower the farmers. Under the guidance of the Registrar of Cooperative Societies and the Financial Commissioner of Cooperation, this scheme is run by the Cooperative Banks of the state. If you’re a permanent resident of Punjab and wish to avail the benefits of this scheme, then keep reading this article till the end because in this article, we will discuss the CRM Loan & Subsidy Scheme, objective, benefits, eligibility, required Documents, and how to apply for this scheme.
About the CRM Loan & Subsidy Scheme
“Crop Residue Management (CRM) Loan Scheme 2025” was launched by the government of Punjab. Under this scheme, governments aim to stop the stubble burning, and this situation creates air pollution in parts of North India. Through this scheme, the government wants to promote green farming methods. The government offers this scheme, which provides other ways of earning for farmers. By offering this scheme, the government provides cooperatives easy access to modern machines for all the eligible farmers across the state. These machines will help farmers manage paddy straw in fields and collect it for other uses.
Objective of the CRM Loan & Subsidy Scheme
The main purpose of this scheme is to stop the air pollution caused by burning paddy straw. The government provides help to the farmers to buy new machines for residue work in the in-field and out-of-field. Through this scheme, the government wants to make a local supply chain by using agri-residue for industries. With the help of Cooperative Banks, the government provides affordable credit to all the eligible farmers across the state. Under this scheme, the government aims to make farmers independent and self-reliant. The government provides a subsidy of 80% on every eligible machine. The government provides a maximum limit of ₹24 lakh, and keeps a 10% margin money.
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Offline Application Process of Crop Residue Management (CRM) Loan Scheme 2025
- Visit the Nearest PACS or Cooperative Bank:-
- Applicants need to visit the nearest PACS or cooperative bank with their land papers, Kisan Card, and their identity proof.
- Fill out the Application Form:-
- After that, applicants need to fill out the loan application form and submit the necessary documents; for big projects, attach a proposal.
- Process of Cooperative Bank:-
- Now, the Cooperative Bank will process the case and forward it.
- Check the Machinery:-
- After that, applicants need to check that the physical inspection of the machinery will be done before full subsidy/loan release.
- Repay the Loan:-
- Now, applicants need to repay the loan in installments as per the schedule
Short Overview of the CRM Loan & Subsidy Scheme
| Scheme Name | Crop Residue Management (CRM) Loan Scheme 2025 |
| Launched by | Government of Punjab. |
| Year | 2025-26 |
| Objective | The main purpose of this scheme is to stop the air pollution caused by burning paddy straw. The government provides help to the farmers to buy new machines for residue work in the field and out of the field. |
| Scheme type | Social Welfare Scheme |
| Target Beneficiaries | This scheme is created for all the farmers across the state |
| Application Mode | Online |
| Official Portal | – |
Benefits of the CRM Loan & Subsidy Scheme
- The Punjab government launched a new scheme, termed the Crop Residue Management (CRM) Loan Scheme 2025, to fight stubble burning.
- Under the guidance of the Registrar of Cooperative Societies and the Financial Commissioner, Cooperation, this scheme is run by the Cooperative Banks of the state.
- Under this scheme, the government aims to empower the farmers.
- Under this scheme, governments aim to stop the stubble burning, and this situation creates air pollution in parts of North India.
- Through this scheme, the government wants to promote green farming methods
- The government provides help to the farmers to buy new machines for residue work in the in-field and out-of-field.
- The government provides a subsidy of 80% on every eligible machine. The government provides a maximum limit of ₹24 lakh, and keeps a 10% margin money.
Online Application Process of Crop Residue Management (CRM) Loan Scheme 2025
- Visit the Official Portal:-
- All applicants who want to apply for this scheme online need to visit the official portal of Punjab Agriculture Schemes Subsidy Portal at agrimachinerypb.com.
- All the Information Shown about the Scheme:-
- After that, all the detailed information of the scheme is available at the Agri Machinery Portal at this link: https://agrimachinerypb.com/home/CRMSchemeDishaNirdesh.
Eligibility Criteria
- Applicants must be permanent residents of Punjab
- Applicants must be farmers by profession
- Applicants must be living in those areas where stubble burning is common
- Applicants must be a individual farmers, PACS, MPCS, FPOs, and panchayats in Punjab farmers, PACS, MPCS, FPOs, and panchayats in Punjab
Ineligibility Criteria
- Applicants belong to another state
- Applicants must not be farmers by profession
- Applicants don’t live in those areas where stubble burning is common
- Applicants must not be individual farmers, PACS, MPCS, FPOs, or panchayats in Punjab.
Required Documents
- Aadhaar Card
- Resident Proof
- PAN Card
- Caste Certificate
- Income Certificate
- Bank Passbook
- Evidence of Land Records
- Bank Account Details
- Address
- Passport-sized Photos
- Phone Number
Helpline Number
- Email ID: agrimachinerypb.help@gmail.com
- All Co-Operative Banks in Punjab, including their contact details, are available at https://cooperatives.gov.in/en/home/dccb-list-reports/state/3.
FAQs
Which government launched this scheme?
The government of Punjab launched this scheme.
What is the maximum limit of subsidy that will be provided under this scheme?
The government provides a maximum limit of ₹24 lakh, and keeps a 10% margin money.
Who is eligible for this scheme?
All the farmers across the state who are facing the problem of stubble burning are eligible for this scheme.
Khushi Singh
Khushi Singh is a content writer with 5 years of experience in government schemes. She writes simple and helpful articles that guide people to understand and benefit from public welfare programs.